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Do I qualify?

Register here to check if you can qualify   

How do I apply

Register here to check if you can qualify and then apply

What amount subsidy can I qualify for?

Register here to check the amount

How does FLISP/First Home Finance work?

You can apply as a new first time home buyer or an existing home owner.

Register here to check if you can qualify.

What is the difference between FLISP and First Home Finance?

First Home Finance is the new name for a FLISP subsidy since March 2023

Register here to check if you can qualify.

What house can I afford to buy?

You can use your subsidy and property finance to buy your own home.

Register here to check if you can qualify.

I already submitted my application; when will I get my payment?

 Contact the NHFC – send and email to:

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Visit website https://www.nhfc.co.za/connect/ 

OR

https://www.dhs.gov.za/content/finance-linked-individual-subsidy-projects

For what can I use the subsidy?

A deposit

To reduce your home loan.

Pay for your legal transfer and bond fees.

Register here to check if you can qualify.

Where can I get the subsidy application form?

You can get the form from our team – first check if you can qualify

 Check if you can Qualify

I already own my own home – can I still apply?

Yes, register here to check if you can qualify

 What is the address of the NHFC?

90 Grayston Dr
Sandown Sandton 2031

Can I get the subsidy if I do not buy a property?

No, you must buy or already own your own home.

Register here to check if you can qualify.

I want to buy my own my own home – how do I start?

Register here to check if you can qualify.

How much is the subsidy that I can qualify for?

Register here to get your pre-subsidy voucher.

What are the requirements to qualify for the subsidy?

Register here to get all the information.

I own as stand – can I get a subsidy?

You need to prepare building plans and your builder must be registered with the NHFC to qualify.

Sign up here to check if you can qualify for the subsidy.

Is the subsidy calculated on gross or net income?

There are different criteria that applies.

Sign up here to check if you can qualify for the subsidy.

Will I qualify if my net income is more than R22 000.00 per month?

R22 000,.00 gross & combined household income is the maximum income allowed.

Sign up here to check if you can qualify for the subsidy.

If I have bad credit score – Can I still apply?

Your credit score must be good to raise finance to help you pay for the property – unless you have your own savings to put down.

Sign up here to check if you can qualify for the subsidy.

Will the income of my partner be added for the subsidy?

R22 000,.00 gross & combined household income is the maximum income allowed

Sign up here to check if you can qualify for the subsidy.

I do not have a financial dependent – can I still qualify?

No, you must have a financial dependent.

Register here to check if you can qualify.

I own/owned a HOP house – can I still qualify?

No, you must be a first time home owner.

Register here to check if you can qualify.

I am divorced – my previous spouse owned a house – can I still qualify?

It dependents on how you was married. 

Register here to check if you can qualify.

Can I buy my first home with my partner/spouse/child – can I still qualify?

 If no one previously owned a property before most likely.

 Register here to check if you can qualify.

 I am not a South African citizen – can I still qualify?

 If you are a permanent resident, you may apply.

 Register here to check if you can qualify.